Monzo Shared Goals

What we did

Product design

Mobile UI

Launch page

Client

Concept

Year

2026

Platform

Launch page, iOS app flow

A concept for Monzo: saving together with friends, without the spreadsheet. We designed the in-app flow and the launch page for shared goals. Not affiliated with Monzo.

The challenge

Group savings for a holiday, a festival or a stag do usually live in a group chat and one person's bank account. Someone ends up chasing, and nobody can see who has paid.

The approach

We extended Monzo's Pots into a goal friends save into together. Everyone sees progress, saving is automatic, and leaving or paying out takes two taps.

Scroll to explore the full page

Full page, top to bottom

Launch page

A launch page in Monzo's voice

Hot coral, giant type and the app front and centre. Use cases show who it's for, the bento answers the awkward questions about money between friends, and the final call to action echoes the social campaign.

User flow

Saving together, start to finish

From creating a goal to paying out, with the exit built in from the start: leaving a goal returns your share and quietly adjusts everyone else's plan.

Monzo's voice, not mine

Campaign

Announcing it the Monzo way

The launch page follows Monzo's own feature pages: one bold line and the app on a coral backdrop. It's the web half of the project, and shows the feature can be sold, not just built.

Set a goal

From idea to invite in under a minute

Creating a goal takes three screens: what it's for and by when, how much each person puts in, and who's in. Invites go out as a link, so friends can join from whichever chat the plan started in.

Progress

Everyone's progress, no awkward chasing

The goal screen shows the total and each person's progress towards their share. A gentle nudge replaces the group-chat reminder, and nobody ever sees anyone else's balance.

Settle up

When the goal is hit, or someone drops out

When the goal is reached, the money can pay one booking or go back to everyone. Leaving early returns your share, and the plan adjusts for everyone else.

In the app

Right next to your Pots

Shared goals get their own section under Pots, so they live where people already save. When a friend chips in, a notification says so, and the group chat never has to.

All screens

Fourteen screens in Monzo's language

Every screen reuses Monzo's patterns, from Pots to notifications, so shared goals feel like a natural part of the app.

Design system

Monzo's voice, not mine

Hot coral for moments of progress, navy for structure, big friendly numbers and an emoji for every goal.

In context

Made for friends, not finance

Shared goals live in the group, at the café table and on holiday, so the design leans into celebration over spreadsheets.

To create a goal and invite friends

3 screens

To leave a goal or pay out

2 taps

Shown to anyone else in the goal

0 balances

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